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Home/Coverage/Life Insurance

Life Insurance and Business Continuity

Coverage that protects a family’s financial security, and for business owners, the continuity of the company itself.

Coverage options

Life Insurance

Term, whole, universal, and final expense coverage — including the key-person and buy-sell planning business owners need.

Term Life Insurance

Affordable coverage for a defined period — commonly 10, 20, or 30 years.

Whole Life Insurance

Lifetime coverage with a guaranteed death benefit and cash value accumulation.

Universal Life Insurance

Flexible lifetime coverage with adjustable premium and cash value growth.

Final Expense Insurance

A smaller policy intended to cover funeral costs and outstanding expenses.

Key Person Coverage

Protects a business against the financial loss caused by the death of an owner or essential employee.

Buy-Sell Funding

Provides the liquidity for surviving owners to purchase a departing owner’s interest.

Commercial clients first. Florida Premier Insurance Agency is a commercial brokerage. We write personal and life coverage primarily as a service to the business owners we already advise — often alongside key-person and buy-sell planning. See commercial coverage.

Let’s talk about life insurance.

A consultation costs nothing and carries no obligation. We will look at what you have, tell you plainly what we see, and let you decide where to go from there.

“The Best at Getting Better.”

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