Automotive Insurance
Automotive risks need garage liability and garagekeepers coverage structured correctly, and fleet exposure priced on drivers and radius rather than assumptions.
Operations we write
Classes within Automotive.
Dealers, recyclers, parts operations, and commercial fleets — including garage and garagekeepers exposures.
- Used Auto Dealers
- Auto Recycling Operations
- Auto Parts Operations
- Commercial Truck Risks
- Commercial Auto Fleets
What we focus on
Where automotive programs succeed or fail.
These are the specific points we examine before approaching the market on your behalf.
Dealer bond and state filing requirements
Driver schedules, MVRs, and radius of operation
Physical damage on owned and customer units
Inland marine and equipment coverage
Excess and umbrella layers over auto
Advisory work
What we do before we quote your business.
Understand the business
We start with how you actually operate — what you do, who you employ, where you work, and what you have committed to contractually.
Verify exposures and supporting data
We confirm values, payroll, sales, loss history, and schedules so the submission stands up to underwriting scrutiny.
Prepare organized submissions
We present your business professionally to the market, in the format underwriters want to receive it.
Coverage
Programs commonly structured for this sector.
- Commercial General Liability
- Business Owners Policies (BOP)
- Commercial Property
- Business Personal Property
- Workers’ Compensation
- Commercial Auto
- Inland Marine
- Garage Liability
- Garagekeepers Liability
- Excess Liability
- Commercial Umbrella
- Liquor Liability
- Contractors Pollution Liability
- Professional Liability (Errors & Omissions)
- Cyber Liability
- Flood Insurance
- Builder’s Risk
Other sectors
More industries we serve.
Construction & Contracting
General contractors, builders, and the specialty trades — including restoration and remediation risks that many agencies will not write.
Explore ConstructionHospitality & Food Service
Restaurants across every service model, from quick service to fine dining, including liquor and lounge exposures.
Explore HospitalityRetail Operations
Single-site and multi-location retail, including classes that standard markets often decline.
Explore Retail
Let’s review your automotive program.
A consultation costs nothing and carries no obligation. We will look at what you have, tell you plainly what we see, and let you decide where to go from there.
“The Best at Getting Better.”
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