Healthcare & Professional Services Insurance
Professional exposure is the center of these programs. General liability alone leaves the most likely claim uninsured.
Operations we write
Classes within Healthcare & Professional Services.
Home health, allied healthcare, medical spa, and professional service firms with real professional liability exposure.
- Home Health Agencies
- Allied Healthcare Operations
- Medical Spa Risks
- Professional Service Firms
What we focus on
Where healthcare & professional services programs succeed or fail.
These are the specific points we examine before approaching the market on your behalf.
Abuse and molestation considerations for in-home care
Cyber liability and patient data exposure
Licensing and contractual insurance requirements
Workers’ compensation for field staff
Non-owned and hired auto for visiting caregivers
Advisory work
What we do before we quote your business.
Understand the business
We start with how you actually operate — what you do, who you employ, where you work, and what you have committed to contractually.
Verify exposures and supporting data
We confirm values, payroll, sales, loss history, and schedules so the submission stands up to underwriting scrutiny.
Prepare organized submissions
We present your business professionally to the market, in the format underwriters want to receive it.
Coverage
Programs commonly structured for this sector.
- Commercial General Liability
- Business Owners Policies (BOP)
- Commercial Property
- Business Personal Property
- Workers’ Compensation
- Commercial Auto
- Inland Marine
- Garage Liability
- Garagekeepers Liability
- Excess Liability
- Commercial Umbrella
- Liquor Liability
- Contractors Pollution Liability
- Professional Liability (Errors & Omissions)
- Cyber Liability
- Flood Insurance
- Builder’s Risk
Other sectors
More industries we serve.
Construction & Contracting
General contractors, builders, and the specialty trades — including restoration and remediation risks that many agencies will not write.
Explore ConstructionHospitality & Food Service
Restaurants across every service model, from quick service to fine dining, including liquor and lounge exposures.
Explore HospitalityRetail Operations
Single-site and multi-location retail, including classes that standard markets often decline.
Explore Retail
Let’s review your healthcare & professional services program.
A consultation costs nothing and carries no obligation. We will look at what you have, tell you plainly what we see, and let you decide where to go from there.
“The Best at Getting Better.”
ProfessionalConsultativeCommitted to Improvement