You send the document
A certificate, a contract insurance exhibit, or both. If you have the contract that imposes the requirements, send that too — it is what the review is measured against.
Upload a COI for Review
Send us a certificate of insurance or a contract insurance exhibit and our commercial advisory team will review it against the requirements it is meant to satisfy.
What we check
A certificate is evidence, not coverage.
Naming a party in the description box does not make them an additional insured, and a contract that requires waiver of subrogation is not satisfied by a promise to provide one. We check the document against what the contract actually demands.
- Review incoming COIs
- Verify limits & coverage
- Verify Additional Insured
- Verify Waiver of Subrogation
- Review Primary & Non-Contributory wording
- Identify missing coverage
- Help reduce vendor-related liability
Reviewing a contract instead? Send the insurance exhibit and we will check it for additional insured, waiver of subrogation, hold harmless, primary & non-contributory, contractual liability — before you sign, while the requirements can still be met economically or negotiated.
Send a document
Attach the certificate or contract, tell us what it relates to, and we will come back to you.
Send a document
Email your COI or contract.
Attach the certificate or the insurance exhibit and tell us what it relates to. Our commercial advisory team will review it against the requirements it is meant to satisfy.
Please do not send policy numbers, bank details, or personal identification through this form. Documents are reviewed by Florida Premier Insurance Agency, LLC and are not shared outside the agency except with carriers or wholesalers where a review requires it. See our Privacy Policy.
What happens next
Three steps, no obligation.
We review it against the requirements
Limits, additional insured status, waiver of subrogation, primary and non-contributory wording, and anything the contract asks for that the certificate does not evidence.
You get a plain answer
What is satisfied, what is missing, and what has to change to close the gap. If everything is in order, we will say so.
Why it matters
Certificate problems are operational problems.
A rejected certificate stops work. A missing endorsement surfaces at claim time, which is far worse.
Fast Turnaround
Certificates hold up work. We treat review as something that has to come back quickly, not when it suits the renewal calendar.
Detailed Review
We read the endorsement schedule, not just the certificate face. The endorsement is the coverage; the certificate is only the receipt.
Compliance Confidence
You get a clear answer on whether the document satisfies the requirement it was issued against.
Peace of Mind
Knowing your vendor certificates are actually compliant is the difference between managed risk and assumed risk.
Ongoing review
One certificate, or all of them.
Reviewing certificates as they arrive is one of the four pillars of Florida Premier Risk Advisory™ — the difference between checking a document once and knowing your vendor file is compliant year round.
Send it over and we will take a look.
There is no charge for a single certificate review and no obligation attached to it.
“The Best at Getting Better.”
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